Saturday, 8 November 2025

Can Insights Analytics Conquer West Malaysia?

 

Insights Analytics Berhad (IAB) made a successful debut in the ACE market on 27 Oct25.

Its share price opened at 62sen, which was 72% higher than its IPO 36sen and reached a height of 73sen. It closed at 65.5sen with an impressive 82% gain on day one.

On 7 Nov25, its share price has rallied to 81.5sen.

IAB is a Sarawak-based water technology solution provider established in 2003.

Its IPO price of 36sen seems reasonable with a PE ratio of 10.4 based on FYE2025 (ended Apr25) PAT of RM19mil and enlarged shares of 550mil after IPO.

However, there was a 175% jump in PAT from RM6.9mil in FY24 to RM19mil in FY25, which might make some investors cautious.

Wednesday, 5 November 2025

My Portfolio Oct25

Summary For October 2025












Portfolio @ End of Oct25













Following a decent September, my portfolio gained another 2% in October. However, YTD it's still in a loss of 4.4%.

Finally I sold all my MI shares after accompanying the company throughout its difficult year in 2022, when its share price plunged to RM1.00.

My paper loss in MI reached 50% at that point but I have a strong belief that it can bounce back.

Its share price staged a gradual recovery to RM2.60 in mid 2024, only to drop back to a low of RM1.40 in April 2025 due to the US tariff. 

After this, it went up more than 100% to above RM3.00 now, after a good quarter result and also boosted by AI euphoria in US stock market.

I sold MI because it almost reached my target price, and I felt that it rose too fast and might retreat significantly anytime soon.

After selling at RM2.89, I thought I have made a correct decision as after a few days, its share price fell heavily to RM2.70 on 17th Oct.

However, it rebounded strongly to RM3.20 and I think I don't have a chance to buy back now. Its upcoming quarter result is expected to be good.


Monday, 27 October 2025

Sunway Belfield vs Sunway Shares

 


In Sep 2020, when the world was still full of uncertainties due to Covid-19 pandemic, I decided to invest in a new property in KL.

This would be a much less ideal investment because I was not qualified to get 90% bank loan but in the end, I still decided to proceed as I like the whole package of this development so much.

It is located at KL city center, within walking distance to the upcoming Merdeka 118 precinct, close to monorail/MRT stations, freehold, built by renowned developer Sunway and selling at RM750 psf for its smallest unit. 

It appeared to be a "bargain" to me at least, compared to nearby Opus Residences & BBCC's Lucentia Residences which were well above RM1,500 psf. 

Now the project has achieved VP in Mac25 and I have collected the keys in Apr25. Do I regret my decision to invest in Sunway Belfield?


Monday, 20 October 2025

Digital Banks In Malaysia (Oct 2025)

 



Since Bank Negara gave out five digital bank licenses on April 2022, finally all 5 digital banks are all up and running now.

GX Bank, backed by its experienced shareholders, won the race to become Malaysia's first ever pure digital bank in Sep 2023, followed by Boost Bank in Jan 2024 and AEON Bank in May 2024.

KAF Digital Bank & Ryt Bank just recently joined the ranks in Aug 2025.

AEON Bank and KAF Digital Bank are Islamic digital banks while the others are not.

Lets see who are behind all these 5 digital banks.